Property & Casualty

Commercial Insurance

Our dedicated team of professionals at Resurgens Risk Management can handle all aspects of commercial insurance coverage for your company. We help our clients choose the right coverage and implement the right strategies to maintain a long-term, cost-effective commercial insurance program.
To succeed in a competitive market, a business must minimize risk to the greatest extent possible. With the right commercial insurance policy, one can protect their investment from any number of possible threats. No matter whether the damage was caused by fire or as a result of the third-party liability of your employees, commercial insurance provides the peace of mind companies need to remain focused on running the business.

Not only do we work side-by-side with our clients to create customized plans, but we also help manage property and liability insurance protection plans through a variety of client services. Businesses today face more risks than ever before. We can help manage those risks and protect your assets.

CLIENT SERVICES
RISK MANAGEMENT – To protect your assets, it is important to develop an effective program to manage all of your risks. Resurgens Risk Management assists you in achieving this goal. Our team of consultants can analyze your situation, customize, and develop loss control and risk management programs that will benefit you and your organization.

EXPOSURE IDENTIFICATION – We can assist in the identification and evaluation of loss exposures in the workplace, which in turn protects against losses from unidentified exposures and minimize the magnitude of loss from known risks.
CLIENT MANAGEMENT – Our client management services will assist in controlling and reducing insurance costs.

CONTROLLED INSURANCE PROGRAMS (CIPs) – Whether you are the owner (OCIP) or contractor (CCIP) of a large project, a CIP can save you up to 50% of the cost of traditional insurance. Resurgens Risk Management will assess your needs and develop or select a program that will eliminate unnecessary charges associated with insurance.

PROPERTY AND LIABILITY INSURANCE PRODUCTS

GENERAL LIABILITY – Provides coverage for an ensured when negligent acts and/ omissions results in bodily injury and/or property damage on the premises of a business, when someone is injured as the result of using the product manufactured or distributed by a business, or when someone is injured in the general operation of a business. General Liability Insurance should be at the foundation of your company’s insurance portfolio. We can help you select a liability plan that is a perfect fit for your needs.

PROFESSIONAL LIABILITY – Liability insurance is used to indemnify professionals, doctors, lawyers, architects, etc., for loss or expense resulting from claims on account of bodily injuries because of any malpractice, error, or mistake committed or alleged to have been committed by the ensured in his or her profession. Resurgens Risk Management can provide a liability plan for your company that protects against financial losses and claims.

UMBRELLA AND EXCESS LIABILITY – Our umbrella policies offer additional protection for catastrophes, unusual exposures, and additional liability limits beyond underlying insurance coverage.

PROPERTY INSURANCE – We offer a variety of excellent property coverages for company buildings and personal property.

INLAND MARINE – In conjunction with the property and liability coverages, Resurgens Risks Management can also offer products to cover inland marine risks.

AUTOMOBILE INSURANCE – We offer automobile policies written exclusively for commercial use vehicles.

WORKERS’ COMPENSATION – Work-related accidents or illnesses can occur in business at any time. We will help companies select workers’ compensation insurance that covers their employees’ medical expenses, lost wages, and protects the employer from claims.

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